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Payments – Gateway API - Online Payments

Using AVS to protect against fraud

The Address Verification Service (AVS) is a fraud-prevention service that banks can subscribe to. This service is generally used in the UK, US, and Canada. AVS uses the address details that a shopper provides to verify that the address registered to the card that they are paying with is valid and matches the address that the bank has on record.

If a shopper’s bank subscribes to the Address Verification Service (AVS), their bank confirms to us (and you, the business owner) whether or not the address matches.

AVS checking is not enabled by default. You can enable it in Cashflows Go.

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Important: Enabling AVS checks needs careful consideration. You need to understand the checks that this carries out the checks and responses that you might receive as a result of those checks. We recommend that you enable this option only if you are confident in your knowledge of payment processing.

For more information, contact our Technical Support team or your account manager.